AmeriServ Financial, Inc.
AmeriServ Financial, Inc. operates as a bank holding company for the AmeriServ Financial Bank, which offers consumer, mortgage, and commercial financial products. The bank offers retail banking services, such as demand, savings and time deposits, money market accounts, secured and unsecured loans, mortgage loans, safe deposit boxes, holiday club accounts, collection services, money orders, and traveler’s checks. It also provides lending, depository, and related financial services, which include real estate-mortgage loans, short- and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, certificates of deposit, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers.
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